Privacy Policy
The privacy policy of www.instantloansmart.com outlines how the information collected on interested loan applicants is utilized. the information requested on the application form include the amount, names of applicant, email, date of birth and home zip code. You also need to supply job details including the monthly salary as the loan is applicable to only those earning $800 and above per month. The privacy policy also entails the choices you can make pertaining how we use your confidential details and how this information can be made accessible to you so as to be updated when need arises.
Information Collected
In order to serve you efficiently it is inevitable to collect some of your personal information. This being a financial transaction calls for some financial details such as your account number for the bank or brokerage. To qualify for a loan it is required that you have a good standing bank account although it is still possible to apply with prior bankruptcy, charge-offs or a poor history in credits. Billing details are also required such as the billing address and credit card number. Additional information includes social security number and driver’s license number. Then you provide us with demographic details; gender, age, education and the zip code of your home. As this registration is done online, we are thus able to know the details of your computer including IP address, referring and exit pages, browser type and the operating system.
Uses of the information
The information collected determines if you qualify for the loan applied for. If so the transaction can be carried out as requested. It is also important so that we attend appropriately to your concerns and queries in case you require any clarifications. Following the information provided, we can make our website more informative and user friendly and reach out to new customers who can benefit from our services. We also conduct research and by analyzing the data we can draw up statistics and useful conclusions about our services. We also update you on any new products and developments. Should you opt not to receive our marketing updates and newsletter emails, you can unsubscribe by following the procedures laid out in the emails. Alternatively you can contact customer care on support@instantloansmart.com and instruct them to exclude you from the mailing list.
Sharing of Information
It is important to note that instantloansmart.com is not a direct lender but only a lending network. After your application is submitted, our duty is to find a matching lender based on your requirements. It is therefore inevitable that your personal details are shared out with other parties, as it is the only way to find a match. Sharing of personal information is however done with caution in accordance with this privacy statement, and under no circumstances will we sell the details to third parties. Other companies that are allowed to come in to contact with the details are those that partner with us in our business deals, carrying out duties such as offering customer service and shipping orders.
Disclosure of personal information may also be deemed necessary when called for by law so as to comply with a legal process such as a court order. It may also be disclosed in good faith when we are positive that such an act will serve in protecting our rights and guard your safety as well as that of others.
This privacy policy also allows for information sharing where;It has been requested by a government agency such as the police or CID who are investigating fraud or malpractices.You give us a go ahead because the third party is of certain assistance.In the rare occasion that instantloansmart.com changes ownership through a sale of all or part of its assets. Such an occurrence will be brought to your attention through a prominent notice and also by email. Similar communication will be done in the event of a merger or acquisition.Other companies have requested for it so as to advertise their services and products directly to you. If you do not approve of this you can notify us by email.
Tracking Devices
Cookies are mostly used to collect general information on your profile, which excludes personal information. Details collected by cookies include pages visited on our site and some other information that may be voluntarily given. This way we can compile statistics that inform us of the traffic on our website.
Web beacons are also utilized together with cookies so that we can know how our website is used. They also assist us to keep track of emails and links and to find out if the recipients opened them. That way we are able to monitor how our marketing and advertising messages are being received.
Links are also provided to other websites whose services you may be interested in. it is however important to note that those sites are governed by a different set of privacy policy. Before submitting any personal details to them, it is advisable to go through their privacy policy carefully or otherwise submit at your own risk.
Information Security
Your personal information more so regarding your finances such as the credit card number is ensured maximum possible security. When filling our forms you will notice that information will be encrypted using a technology that is known as socket layer technology. Though we adhere to rules of data protection, 100% security is never a guarantee as in any technology. Any security concerns can be addressed to our customer care team through the email. You should also contact us if you require to review or update your details.
This privacy policy can be updated regularly if there are any changes in our practices. Such a development will be notified to you through your email. A general notice can also be posted on this site before the changes are brought in to effect. It is therefore advisable to pay this site regular visits so as not to miss out on any useful information.
